Bankruptcy

About Us

Our bankruptcy attorneys have been helping people get a financial fresh start through bankruptcy since 2004. We are members of the National Association of Consumer Bankruptcy Attorneys and we help good people recover from difficult financial situations.  We have filed hundreds of cases in the Northern and Middle Districts of Georgia discharging debts ranging from several thousands of dollars to several million. 

We help people with simple consumer debt cases to complicated small business and corporate cases and everything in between.  Our attorneys continually stay up to date in the changes in the new bankruptcy laws including recent Court decisions affecting bankruptcy filing eligibility in 2011.  Feel free to call us and see how we can help you too.

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What Kinds of Bankruptcy Cases We File

Our bankruptcy attorneys are experienced in filing complex and simple personal and business bankruptcy cases.  Our bankruptcy lawyers are very experienced in filing Chapter 7 and Chapter 13 cases.    There are many factors to consider in determining which type of bankruptcy to file.  At Coleman Legal Group, LLC – our bankruptcy attorneys we will help you decide whether a Chapter 7 or Chapter 13 is best for you.  We represent people from all walks of life experiencing financial difficulty that need relief and time to get their financial affairs back in order.  We provide compassionate advocacy, stopping foreclosure, garnishments, law suits and creditor harassment.

• We can file emergency cases the same day.
• We complete all of the bankruptcy paperwork.
• We can request a transcript of your tax reviews.
• We offer multiple options for your credit counseling: in-person, by phone and online.
• We can obtain a copy of your credit report during your consultation.
• We can obtain public records reports during your consultation.

The Relief a Bankruptcy Case Can Provide

Bankruptcy can stop foreclosures, repossessions, garnishments, phone calls, collection letters, law suits, and virtually all other types of collection activity by creditors.  Upon receiving a discharge in a bankruptcy case, you are no longer required by law to pay any debts that are discharged.  This can also allow your credit score to recover much faster than other debt settlement alternatives.  The discharge operates as a permanent order from the Court, directed to the creditors of the debtor that they must stop any and all collection activity on the discharged debts. 

One of the main aims of the United States bankruptcy law is to give a fresh start to honest debtors.  To quote the United States Supreme Court, "It gives to the honest but unfortunate debtor ... a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of preexisting debt."

Bankruptcy as an Alternative to Loan Modifications, Short Sales, Deeds in Lieu of Foreclosure, Etc.

Bankruptcy is frequently a preferable alternative to short sales, mortgage loan modifications, creditor workouts, settlements, payment plans, debt consolidation and deeds in lieu of foreclosure.  These courses of action often include hidden tax implications which simply do not apply in bankruptcy.  Also, as many home owners are learning, loan modifications can be time consuming, difficult, and frequently impossible to obtain.  It has become increasingly more common for home owners hopelessly buried in debt to use bankruptcy to surrender a home that they no longer have equity in and cannot afford. 

Where We File Bankruptcy Cases

We file cases for all of the metro-Atlanta counties and surrounding areas.  We frequently file bankruptcy cases for clients residing in the following counties:  Fulton, Gwinnett, Forsyth, Cobb, DeKalb, Henry, Cherokee, Douglas, Carroll, Coweta, Paulding, Bartow, Hall, Barrow, Walton, Newton, Rockdale, Henry, Spalding, Fayette, and Clayton.

As a court approved debt relief agency, we help people file for bankruptcy relief under the U.S. Bankruptcy Code. This statement is required under the United States Bankruptcy Code pursuant to Section 528(a)(4).